DCB Bank Ltd. (DBL), is a small private sector bank with 318 branches across 19 states and 3 union territories. DBL was in consolidation phase during FY08-FY13 with 94 branches and credit book stood at Rs65.8 bn in FY13. Post FY13, DBL changed its strategy for aggressive business growth and consequently its credit book expanded by 3(x) to Rs203.4 bn by FY18, representing CAGR of 25.3% during FY13-FY18. DBL has maintained stable assets quality with GNPA stood at 1.8% and NNPA at 0.72% by...